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An Oregon Motor Vehicle Insurance Legal Reference

Researched, Assembled, and Verified by a Lawyer.
Coded by AI.

onthepolicy is a legal reference site for Oregon motor vehicle insurance statutes, particularly the UM/UIM, UMPD, and PIP statutes. The site was built by a lawyer for use by lawyers, judges, and other legal professionals. Each statute covered by the site has its own static web page displaying the full text of the current version of the statute with clickable inline links to each version of the full text from enactment to the current 2025 Oregon Revised Statutes.

AI coded the site, but the full text of each statute, and each historical version of the text, was pulled and verified by the human lawyer building this site. The research and editorial content was created by the human lawyer, not AI. Any mistakes in the research or text of the statutes are human, not AI.

Read more about our use of AI here.

Statutes

Uninsured & Underinsured Motorist Coverage

742.500–742.506
ORS 742.500 Definitions for ORS 742.500 to 742.506
ORS 742.502 Uninsured motorist coverage; underinsurance coverage
ORS 742.504 Required provisions of uninsured motorist coverage
ORS 742.505 Arbitration procedures under ORS 742.504
ORS 742.506 Allocation of responsibility among insurers

Uninsured Motorist Property Damage

742.508–742.510
ORS 742.508 Definitions for ORS 742.508 and 742.510
ORS 742.510 Property damage coverage for damage to vehicle caused by uninsured vehicle

Personal Injury Protection Benefits

742.518–742.544
ORS 742.518 Definitions for ORS 742.518 to 742.542
ORS 742.520 Personal injury protection benefits for motor vehicle liability policies; applicability
ORS 742.521 Conditions applicable to arbitration proceedings
ORS 742.522 Binding arbitration under ORS 742.520; costs
ORS 742.524 Contents of personal injury protection benefits; deductibles
ORS 742.525 Provider charges
ORS 742.526 Primary nature of benefits
ORS 742.528 Notice of denial of payment of benefits
ORS 742.529 Payment based on incorrect determination of responsibility; notice; repayment
ORS 742.530 Exclusions from coverage
ORS 742.532 Benefits may be more favorable than those required by ORS 742.520, 742.524 and 742.530
ORS 742.534 Reimbursement of other insurers paying benefits; arbitrating issues of liability and amount of reimbursement
ORS 742.536 Notice of claim or legal action to insurer; insurer to elect manner of recovery of benefits furnished; lien of insurer
ORS 742.538 Subrogation rights of insurers to certain amounts received by injured person; recovery actions against persons causing injury
ORS 742.540 Rules
ORS 742.542 Effect of personal injury protection benefits paid
ORS 742.544 Reimbursement for benefits paid

Attorney Fees

742.061
ORS 742.061 Attorney fees in action on insurance policy

Unfair Claims Settlement Practices

746.230–746.240
ORS 746.230 Unfair claim settlement practices
ORS 746.233 Unfair claim settlement practices with respect to prior authorizations of health care items or services
ORS 746.240 Undefined trade practices injurious to public prohibited